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	<title>Averbach Mortgages Blog &#187; Buying a Home</title>
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	<description>Our goal is to get YOU the best mortgage and best rates possible.</description>
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		<title>Babies Are Expensive!</title>
		<link>http://www.averbachmortgages.com/blog/mortgage-advice/babies-are-expensive/</link>
		<comments>http://www.averbachmortgages.com/blog/mortgage-advice/babies-are-expensive/#comments</comments>
		<pubDate>Sat, 14 Aug 2010 17:16:26 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Mortgage Advice]]></category>

		<guid isPermaLink="false">http://www.averbachmortgages.com/blog/?p=639</guid>
		<description><![CDATA[Since we have recently added a new baby Averbach to our family, babies are on my mind!

Yesterday, I read an article from the Globe and Mail,  Getting financially prepared for a maternity leave, which focused on how important it is to plan ahead.
The gist of the article is that even if you are eligible for maternity leave benefits your [...]]]></description>
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		<title>Home Buyers in the Driver&#8217;s Seat</title>
		<link>http://www.averbachmortgages.com/blog/real-estate-in-vancouver/home-buyers-in-the-drivers-seat/</link>
		<comments>http://www.averbachmortgages.com/blog/real-estate-in-vancouver/home-buyers-in-the-drivers-seat/#comments</comments>
		<pubDate>Thu, 12 Aug 2010 17:25:57 +0000</pubDate>
		<dc:creator>Dhale</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Real Estate in Vancouver]]></category>

		<guid isPermaLink="false">http://www.averbachmortgages.com/blog/?p=658</guid>
		<description><![CDATA[According to the British Columbia Real Estate Association housing sales have declined, and there is a large inventory of available listings.
This means that home buyers are in the driver’s seat.  This would be a good time to consider purchasing your first home, or a vacation property. You’ll have time to look around and likely won’t [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Have You Been Rejected?</title>
		<link>http://www.averbachmortgages.com/blog/mortgage-advice/have-you-been-rejected/</link>
		<comments>http://www.averbachmortgages.com/blog/mortgage-advice/have-you-been-rejected/#comments</comments>
		<pubDate>Tue, 06 Jul 2010 00:30:22 +0000</pubDate>
		<dc:creator>Dhale</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Mortgage Advice]]></category>

		<guid isPermaLink="false">http://www.averbachmortgages.com/blog/?p=607</guid>
		<description><![CDATA[Mortgages are normally rejected because of credit problems, such as being delinquent on your bills, employment problems, a heavy debt load, or not enough income.

If your bank turns you down, that does not mean you will end up paying rent forever.
As professional mortgage brokers, it is our job to help you present yourself in the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Are You Planning on Getting a New Mortgage or Refinancing in the Next Six to Twelve Months?</title>
		<link>http://www.averbachmortgages.com/blog/mortgage-advice/are-you-planning-on-getting-a-new-mortgage-or-refinancing-in-the-next-six-to-twelve-months/</link>
		<comments>http://www.averbachmortgages.com/blog/mortgage-advice/are-you-planning-on-getting-a-new-mortgage-or-refinancing-in-the-next-six-to-twelve-months/#comments</comments>
		<pubDate>Mon, 21 Jun 2010 17:22:06 +0000</pubDate>
		<dc:creator>Dhale</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Mortgage Advice]]></category>

		<guid isPermaLink="false">http://www.averbachmortgages.com/blog/?p=604</guid>
		<description><![CDATA[If you are planning on a home purchase, or on refinancing in the next six to twelve months, here are a few things you can do to positively affect your credit score.

Your credit score will impact how much of a mortgage you will qualify for as well as the rates you will be offered.
1. Be [...]]]></description>
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		<title>Condo Fees Will Increase</title>
		<link>http://www.averbachmortgages.com/blog/real-estate-in-vancouver/condo-fees-will-increase/</link>
		<comments>http://www.averbachmortgages.com/blog/real-estate-in-vancouver/condo-fees-will-increase/#comments</comments>
		<pubDate>Tue, 15 Jun 2010 22:39:53 +0000</pubDate>
		<dc:creator>Dhale</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Real Estate in Vancouver]]></category>

		<guid isPermaLink="false">http://www.averbachmortgages.com/blog/?p=593</guid>
		<description><![CDATA[While the new HST may not be applied to monthly condo fees, it is almost a given that condo owners will see an increase in their fees within the next year.
Why?
Condo Associations will definitely see an increase in the services they pay for. Services such as landscaping, boiler, heating and plumbing services, elevator maintenance, janitorial [...]]]></description>
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		<title>CBC National News</title>
		<link>http://www.averbachmortgages.com/blog/mortgage-news/cbc-national-news/</link>
		<comments>http://www.averbachmortgages.com/blog/mortgage-news/cbc-national-news/#comments</comments>
		<pubDate>Tue, 20 Apr 2010 15:52:07 +0000</pubDate>
		<dc:creator>Dhale</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.averbachmortgages.com/blog/?p=532</guid>
		<description><![CDATA[
Nice!  I was interviewed on the CBC National News last night.  The newscast was about the new mortgage qualification rules that are now in place.
A lot of  home buyers depend on rental income to help with their mortgage payments AND to help qualify for a mortgage.  The rules have changed, making it more difficult to [...]]]></description>
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