Budgeting Can Actually Be Fun!
Saturday, August 21st, 2010I know a few people who always have their finances under control. They know where they have spent their money, they don’t get surprised by their yearly car insurance payment, and they are able to actually pay cash for their next car!
I know even more people who experience the exact opposite. They can’t figure out where the $100 in their wallet disappeared to, they are always surprised by their yearly insurance bills, they can hardly make the car payment let alone even dream of paying for a car outright!
The difference is in the way people think, feel and deal with their money. I know of several people who keep cash in a pile of envelopes. When their “entertainment” envelope runs out of money, that means dining in and TV for the rest of the month. When the “clothing” envelope is depleted that means no more socks, no matter how many holes are in the old ones.
The envelope system has worked for thousands of people for hundreds of years … but in this world of electronic payments, credit and debit cards, it gets a bit challenging keeping track.
So … in marches Mvelopes, which is the electronic, online equivalent of the envelope system.
There are raving fans, some of whom have managed to pay off debt loads of over $30K in a year. And those that are able to pay cash for their new cars. And of course, there are loads of fans who have managed to save up for substantial down payments on a new house, or pay off their mortgages is record time!
Mvelopes.com was named one of “The 100 Best Products of the Year” by PC World and one of “The 4 Best Money Managers” by Success Magazine.
If you want control over your finances, be sure to check them out. Though they are US based, they do support a few Canadian banks. But even if you cannot use all of the “bells and whistles” you will definitely see a difference in how you handle your finances.
Here is a free book telling how it works.
Click here to get a free trial and see if mvelopes works for you.
And be sure to read all the inspiring testimonials. It is amazing what people can pull off when they are inspired and have a system!





