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	<title>Averbach Mortgages Blog &#187; Mortage Tips</title>
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	<description>Our goal is to get YOU the best mortgage and best rates possible.</description>
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		<title>What Does Locking-in Mean?</title>
		<link>http://www.averbachmortgages.com/blog/mortage-tips/what-does-locking-in-mean/</link>
		<comments>http://www.averbachmortgages.com/blog/mortage-tips/what-does-locking-in-mean/#comments</comments>
		<pubDate>Tue, 18 May 2010 17:02:33 +0000</pubDate>
		<dc:creator>Dhale</dc:creator>
				<category><![CDATA[General Info]]></category>
		<category><![CDATA[Mortage Tips]]></category>

		<guid isPermaLink="false">http://www.averbachmortgages.com/blog/?p=561</guid>
		<description><![CDATA[Because we are in the &#8220;mortgage business&#8221; and engage in &#8220;mortgage talk&#8221; all day long, we often forget that new buyers may not understand what we are talking about.  The other day someone asked, &#8220;What does locking-in mean?&#8221;   We&#8217;re glad they asked, because we regularly advise locking-in as a strategy for home buyers and for [...]]]></description>
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		<title>What is a Hybrid Mortgage?</title>
		<link>http://www.averbachmortgages.com/blog/mortage-tips/what-is-a-hybrid-mortgage/</link>
		<comments>http://www.averbachmortgages.com/blog/mortage-tips/what-is-a-hybrid-mortgage/#comments</comments>
		<pubDate>Fri, 14 May 2010 23:54:45 +0000</pubDate>
		<dc:creator>Dhale</dc:creator>
				<category><![CDATA[General Info]]></category>
		<category><![CDATA[Mortage Tips]]></category>

		<guid isPermaLink="false">http://www.averbachmortgages.com/blog/?p=559</guid>
		<description><![CDATA[Most of us are familiar with the concepts of fixed and variable rate mortgages.  A hybrid mortgage combines the features of both.
For example you might see a hybrid mortgage that is made up of:
60% &#8211; 3 year fixed rate
40% &#8211; 3 year variable rate
As interest rates rise, buyers might off-set their risk by choosing a [...]]]></description>
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		<title>Thinking About Renovating?</title>
		<link>http://www.averbachmortgages.com/blog/mortage-tips/thinking-about-renovating/</link>
		<comments>http://www.averbachmortgages.com/blog/mortage-tips/thinking-about-renovating/#comments</comments>
		<pubDate>Wed, 05 May 2010 17:26:54 +0000</pubDate>
		<dc:creator>Dhale</dc:creator>
				<category><![CDATA[Mortage Tips]]></category>

		<guid isPermaLink="false">http://www.averbachmortgages.com/blog/?p=548</guid>
		<description><![CDATA[Along with flowers and new veggies, spring and summer seems to come with a list of renovation projects ranging from minor &#8220;paint the back door&#8221; type projects all the way to major renos such as roof replacements or deck additions.

Many home owners tackle projects that will hopefully increase the value of their property such as [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Renewing Your Mortgage: A Valuable Opportunity</title>
		<link>http://www.averbachmortgages.com/blog/mortage-tips/renewing-your-mortgage-a-valuable-opportunity/</link>
		<comments>http://www.averbachmortgages.com/blog/mortage-tips/renewing-your-mortgage-a-valuable-opportunity/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 19:17:26 +0000</pubDate>
		<dc:creator>Dhale</dc:creator>
				<category><![CDATA[Mortage Tips]]></category>
		<category><![CDATA[Mortgage Advice]]></category>

		<guid isPermaLink="false">http://www.averbachmortgages.com/blog/?p=291</guid>
		<description><![CDATA[Think of your mortgage renewal as a valuable opportunity.  A chance not only to take advantage of today&#8217;s great rates, but also get a mortgage product that better fits your current needs.  When you receive a renewal form from your current lender, don’t simply sign it without knowing all your options.
If you do so, you could [...]]]></description>
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		<title>What On Earth is a Mortgage Broker?</title>
		<link>http://www.averbachmortgages.com/blog/mortage-tips/what-on-earth-is-a-mortgage-broker/</link>
		<comments>http://www.averbachmortgages.com/blog/mortage-tips/what-on-earth-is-a-mortgage-broker/#comments</comments>
		<pubDate>Wed, 11 Mar 2009 20:46:33 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[General Info]]></category>
		<category><![CDATA[Mortage Tips]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[mortgage broker]]></category>
		<category><![CDATA[mortgage consultant]]></category>

		<guid isPermaLink="false">http://www.averbachmortgages.com/blog/?p=134</guid>
		<description><![CDATA[When we meet someone new, inevitable the &#8220;What do you do?&#8221; question comes up. In my circle of friends everyone knows what I do and so I start assuming that EVERYONE  knows what a Mortgage Broker is.  Apparently I am mistaken (a rare occurrence!).
The other day it was apparent from our conversation that a new [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Types of Mortgage Protection Insurance</title>
		<link>http://www.averbachmortgages.com/blog/mortage-tips/types-of-mortgage-protection-insurance/</link>
		<comments>http://www.averbachmortgages.com/blog/mortage-tips/types-of-mortgage-protection-insurance/#comments</comments>
		<pubDate>Thu, 18 Sep 2008 19:34:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortage Tips]]></category>
		<category><![CDATA[default]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage insurance]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://www.averbachmortgages.com/blog/?p=47</guid>
		<description><![CDATA[Sometimes part of a borrower’s regular mortgage payment includes mortgage insurance costs. There are several types of insurance, some of which are required and others which are optional.
Mortgage Default Insurance
Borrowers who make a down payment of 20% or less must be insured by Canada Mortgage and Housing Corporation (CMHC) or a private insurer. This type [...]]]></description>
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